/* ============================================================
   NCG · Nexora Capital Group — site.css
   Site-level styles layered on top of theme.css (from showcase).
   ============================================================ */

/* ---- base page ---- */
html{scroll-behavior:smooth}
body{background:var(--color-bg);color:var(--color-ink);font-family:'Plus Jakarta Sans','Noto Sans SC',sans-serif;-webkit-font-smoothing:antialiased;margin:0;overflow-x:hidden}
*,*::before,*::after{box-sizing:border-box}
img,video{max-width:100%}
.font-display{font-family:'Space Grotesk','Noto Sans SC',sans-serif}
.wrap{max-width:1200px;margin:0 auto;padding-left:24px;padding-right:24px}
@media(min-width:1024px){.wrap{padding-left:40px;padding-right:40px}}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
section{scroll-margin-top:84px}

/* ---- sticky header ---- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,248,250,.86);backdrop-filter:blur(10px);border-bottom:1px solid var(--color-border);transition:box-shadow .3s var(--ease-out)}
.site-header.scrolled{box-shadow:0 6px 24px -12px rgba(11,31,58,.25)}
.hdr-inner{height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:10px}
.brand-logo{height:38px;width:auto;display:block}
@media(min-width:1024px){.brand-logo{height:42px}}
.nav{display:none;align-items:center;gap:22px}
@media(min-width:1024px){.nav{display:flex}}
.nav a{position:relative;font-weight:500;font-size:14px;color:var(--color-ink-muted);transition:color .2s}
.nav a:hover,.nav a.active{color:var(--color-primary)}
.nav>a::after,.nav .has-sub::after{content:'';position:absolute;left:0;bottom:-8px;height:2px;width:0;background:var(--color-accent);transition:width .25s var(--ease-out)}
.nav>a:hover::after,.nav>a.active::after,.nav-item:hover .has-sub::after,.has-sub.active::after{width:100%}
/* dropdown w/ visible caret affordance */
.nav-item{position:relative}
.has-sub{display:inline-flex;align-items:center;gap:5px}
.has-sub .caret{transition:transform .2s var(--ease-out);opacity:.6}
.nav-item:hover .has-sub .caret{transform:rotate(180deg);opacity:1;color:var(--color-accent-deep)}
.nav-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(6px);min-width:240px;background:#fff;border:1px solid var(--color-border);border-radius:16px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transition:all .2s var(--ease-out);z-index:60}
.nav-menu::before{content:'';position:absolute;top:-7px;left:50%;transform:translateX(-50%) rotate(45deg);width:12px;height:12px;background:#fff;border-left:1px solid var(--color-border);border-top:1px solid var(--color-border)}
.nav-item:hover .nav-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-menu a{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:10px;font-size:13.5px;color:var(--color-ink-muted)}
.nav-menu a::after{display:none}
.nav-menu a:hover{background:var(--color-accent-wash);color:var(--color-primary)}
.nav-menu a svg{color:var(--color-accent-deep)}
.nav-verify{display:inline-flex;align-items:center;gap:5px}
.nav-verify svg{color:var(--color-accent-deep)}
.hdr-actions{display:flex;align-items:center;gap:12px}
@media(max-width:640px){.hide-sm{display:none!important}.hdr-inner{gap:10px}.brand-name{font-size:16px}.lang-btn{padding:6px 9px}}
/* hide the current-language word on small screens; keep the globe + caret compact */
@media(max-width:480px){#langCur{display:none}.lang-btn{gap:4px}}

/* language dropdown */
.lang-dd{position:relative}
.lang-btn{display:inline-flex;align-items:center;gap:7px;background:var(--color-surface-2);border:1px solid var(--color-border);border-radius:999px;padding:7px 12px;cursor:pointer;font-size:13px;font-weight:500;color:var(--color-ink);transition:.18s}
.lang-btn:hover{border-color:var(--color-border-strong)}
.lang-btn .caret{transition:transform .2s}
.lang-dd.open .lang-btn .caret{transform:rotate(180deg)}
.lang-menu{position:absolute;top:calc(100% + 8px);right:0;min-width:160px;background:#fff;border:1px solid var(--color-border);border-radius:14px;box-shadow:var(--shadow-lg);padding:6px;opacity:0;visibility:hidden;transform:translateY(6px);transition:all .18s var(--ease-out);z-index:65}
.lang-dd.open .lang-menu{opacity:1;visibility:visible;transform:none}
.lang-menu button{display:flex;width:100%;align-items:center;gap:8px;padding:10px 12px;border:none;background:none;border-radius:9px;font-size:13.5px;text-align:left;cursor:pointer;color:var(--color-ink-muted)}
.lang-menu button:hover{background:var(--color-surface-2);color:var(--color-primary)}
.lang-menu button.active{background:var(--color-accent-wash);color:var(--color-accent-deep);font-weight:600}
.lang-menu button.active::after{content:'✓';margin-left:auto;color:var(--color-accent-deep)}

/* bank collaboration strip — uniform soft chips */
.bank-strip{display:flex;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.bank-track{display:flex;align-items:center;gap:18px;flex-shrink:0;padding-right:18px;animation:bankscroll 46s linear infinite}
.bank-strip:hover .bank-track{animation-play-state:paused}
@keyframes bankscroll{from{transform:translateX(0)}to{transform:translateX(-100%)}}
.bank-chip{flex-shrink:0;width:190px;height:90px;display:flex;align-items:center;justify-content:center;padding:0 14px;background:#fff;border:1px solid var(--color-border);border-radius:16px;transition:border-color .3s,box-shadow .3s}
.bank-chip:hover{border-color:var(--color-border-strong);box-shadow:var(--shadow-sm)}
.bank-chip img{max-height:60px;max-width:162px;width:auto;object-fit:contain;filter:grayscale(1);opacity:.72;transition:filter .3s,opacity .3s}
.bank-chip:hover img{filter:grayscale(0);opacity:1}
/* per-logo tuning: some source images have heavy built-in whitespace or a baked background */
.bank-chip.wide img{max-width:170px}
@media(prefers-reduced-motion:reduce){.bank-track{animation:none}.bank-track:nth-child(2){display:none}}
/* static bank grid variant */
.bank-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
@media(min-width:640px){.bank-grid{grid-template-columns:repeat(4,1fr)}}
@media(min-width:1024px){.bank-grid{grid-template-columns:repeat(6,1fr)}}
.bank-grid .bank-chip{width:auto}

/* mobile menu */
.burger{display:inline-flex;flex-direction:column;gap:4px;background:none;border:none;cursor:pointer;padding:8px}
@media(min-width:1024px){.burger{display:none}}
.burger span{width:22px;height:2px;background:var(--color-primary);border-radius:2px;transition:.25s}
/* ===== FULL-SCREEN EDITORIAL MOBILE MENU ===== */
.mobile-drawer{position:fixed;inset:0;z-index:70;visibility:hidden;pointer-events:none}
.mobile-drawer.open{visibility:visible;pointer-events:auto}
.mobile-drawer.closing{visibility:visible}
.mobile-panel{position:absolute;inset:0;height:100%;width:100%;background:#fff;display:flex;flex-direction:column;padding:20px 26px 28px;overflow:hidden;transform:translateX(100%);transition:transform .5s cubic-bezier(.76,0,.24,1)}
.mobile-drawer.open .mobile-panel{transform:none}
/* stagger the links in as the panel slides down */
.mobile-panel .mp-main .mp-link{opacity:0;transform:translateY(14px)}
.mobile-drawer.open .mp-main .mp-link{animation:mpIn .5s var(--ease-out) forwards}
.mobile-drawer.open .mp-main .mp-link:nth-child(1){animation-delay:.14s}
.mobile-drawer.open .mp-main .mp-link:nth-child(2){animation-delay:.19s}
.mobile-drawer.open .mp-main .mp-link:nth-child(3){animation-delay:.24s}
.mobile-drawer.open .mp-main .mp-link:nth-child(4){animation-delay:.29s}
.mobile-drawer.open .mp-main .mp-link:nth-child(5){animation-delay:.34s}
.mobile-drawer.open .mp-main .mp-link:nth-child(6){animation-delay:.39s}
.mobile-drawer.open .mp-main .mp-link:nth-child(7){animation-delay:.44s}
.mobile-drawer.open .mp-main .mp-link:nth-child(8){animation-delay:.49s}
@keyframes mpIn{to{opacity:1;transform:none}}
@media(prefers-reduced-motion:reduce){.mobile-panel{transition:none}.mobile-drawer.open .mp-main .mp-link{animation:none;opacity:1;transform:none}}
.mp-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:8px}
.mp-head .brand-logo{height:38px}
.mp-close{width:46px;height:46px;border-radius:50%;border:1px solid var(--color-border);background:#fff;color:var(--color-primary);cursor:pointer;display:flex;align-items:center;justify-content:center;padding:0;transition:.2s}
.mp-close svg{width:20px;height:20px;display:block}
.mp-close:hover{background:var(--color-surface-2)}
/* big stacked links — the two layers (main + submenu) share this stage */
.mp-nav{position:relative;flex:1;display:flex;flex-direction:column;justify-content:center;padding:12px 0}
.mp-layer{display:flex;flex-direction:column;gap:2px}
/* submenu is a second layer stacked over the main; it fades in, main fades out */
.mp-sub{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:center;gap:2px;opacity:0;visibility:hidden;transform:translateX(16px);transition:opacity .32s var(--ease-out),transform .38s var(--ease-out),visibility .32s}
.mp-group.open .mp-main{opacity:0;visibility:hidden;transform:translateX(-16px);transition:opacity .28s var(--ease-out),transform .34s var(--ease-out),visibility .28s}
.mp-group.open .mp-sub{opacity:1;visibility:visible;transform:none}
.mp-group{position:relative;flex:1;display:flex;flex-direction:column;justify-content:center}
.mp-main{transition:opacity .3s var(--ease-out),transform .34s var(--ease-out)}
.mp-link{display:flex;align-items:baseline;gap:6px;width:100%;text-align:left;background:none;border:none;padding:9px 0;font-family:'Space Grotesk','Noto Sans SC',sans-serif;font-size:clamp(30px,9vw,42px);font-weight:600;letter-spacing:-.02em;line-height:1.08;color:var(--color-primary);cursor:pointer;transition:color .2s,padding-left .25s var(--ease-out)}
.mp-link:hover,.mp-link:active{color:var(--color-accent-deep);padding-left:8px}
.mp-count{font-size:.4em;font-weight:700;color:var(--color-accent);align-self:flex-start;margin-top:.2em}
.mp-toggle{justify-content:flex-start}
.mp-plus{position:relative;width:18px;height:18px;margin-left:auto;align-self:center;flex-shrink:0}
.mp-plus::before,.mp-plus::after{content:'';position:absolute;top:50%;left:0;width:100%;height:2px;background:var(--color-accent-deep);transform:translateY(-50%)}
.mp-plus::after{transform:translateY(-50%) rotate(90deg)}
/* submenu back button */
.mp-back{display:inline-flex;align-items:center;gap:8px;background:none;border:none;cursor:pointer;font-family:'Plus Jakarta Sans',sans-serif;font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--color-accent-deep);padding:0 0 14px}
.mp-back svg{width:16px;height:16px}
.mp-sub a{display:flex;align-items:baseline;padding:9px 0;font-family:'Space Grotesk','Noto Sans SC',sans-serif;font-size:clamp(26px,7.5vw,34px);font-weight:600;letter-spacing:-.02em;line-height:1.1;color:var(--color-primary);transition:color .2s,padding-left .25s var(--ease-out)}
.mp-sub a:hover,.mp-sub a:active{color:var(--color-accent-deep);padding-left:8px}
.mp-sub a.mp-sub-all{font-size:15px;font-weight:600;color:var(--color-accent-deep);text-transform:none;letter-spacing:0;margin-top:8px}
/* slogan + footer CTAs */
.mp-slogan{font-family:'Space Grotesk',sans-serif;font-size:13px;font-weight:500;letter-spacing:.01em;color:var(--color-accent-deep);margin:0 0 14px;line-height:1.4}
.mp-foot{display:flex;flex-direction:column;gap:12px;padding-top:18px;border-top:1px solid var(--color-border)}
.mp-wa{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:14px;font-weight:600;color:var(--color-primary)}
@media(min-width:1024px){.mobile-drawer{display:none!important}}

/* ---- generic section rhythm ---- */
.section{padding:72px 0}
.section-tight{padding:48px 0}
/* anti-scam trust ribbon — responsive text */
.trust-ribbon p{font-size:13.5px}
@media(max-width:600px){.trust-ribbon p{font-size:12px;line-height:1.45}.trust-ribbon .wrap{gap:8px;align-items:flex-start;text-align:left}}
.eyebrow{font-family:'Plus Jakarta Sans','Noto Sans SC',sans-serif;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--color-accent-deep)}
.h-sec{font-family:'Space Grotesk',sans-serif;font-weight:700;letter-spacing:-.03em;line-height:1.03;font-size:clamp(2rem,4.5vw,3rem)}
.lead{font-size:17px;line-height:1.7;color:var(--color-ink-muted)}

/* ---- hero ---- */
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#0B1F3A,#081627)}
/* mobile: tighten hero panel + wrap so nothing clips */
@media(max-width:600px){
  .hero-panel-lite{padding:28px 20px!important;border-radius:22px!important}
  .hero h1{font-size:clamp(1.9rem,8.5vw,2.4rem)!important}
}
/* mobile: left/right slide-in reveals look janky on narrow screens — use a clean fade-up instead */
@media(max-width:768px){
  .reveal-l,.reveal-r{transform:translateY(24px)!important}
  .reveal-l.visible,.reveal-r.visible{transform:none!important}
}
.hero video,.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero .veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,31,58,.34),rgba(11,31,58,.55))}
.hero-panel-lite{background:rgba(255,255,255,.93);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.7);box-shadow:0 30px 80px -20px rgba(11,31,58,.45)}

/* page banner (interior pages) */
.page-banner{position:relative;background:linear-gradient(135deg,#0B1F3A,#081627);color:#fff;overflow:hidden}
.page-banner::after{content:'';position:absolute;inset:0;background:radial-gradient(600px circle at 80% -10%,rgba(230,182,96,.14),transparent 60%)}
.page-banner .wrap{position:relative;z-index:1;padding-top:72px;padding-bottom:72px}
/* photo-backed banner: image + navy veil so text stays legible */
.page-banner.has-img{background:#0B1F3A}
.page-banner .banner-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.42;z-index:0}
.page-banner.has-img::before{content:'';position:absolute;inset:0;z-index:0;background:linear-gradient(100deg,rgba(11,31,58,.92) 30%,rgba(11,31,58,.55) 75%,rgba(8,22,39,.7))}
.page-banner.has-img::after{background:radial-gradient(500px circle at 85% 120%,rgba(230,182,96,.18),transparent 60%)}
.crumb{font-family:'Plus Jakarta Sans','Noto Sans SC',sans-serif;font-size:12px;font-weight:600;letter-spacing:.05em;color:var(--color-accent-soft);text-transform:uppercase}

/* cards — airy default: no hard border, whisper shadow */
.card{background:#fff;border:1px solid transparent;border-radius:22px;box-shadow:0 1px 2px rgba(11,31,58,.04),0 12px 30px -18px rgba(11,31,58,.14)}
.card-pad{padding:30px}
.card-lift{transition:transform .28s var(--ease-out),box-shadow .28s var(--ease-out)}
.card-lift:hover{transform:translateY(-5px);box-shadow:0 2px 4px rgba(11,31,58,.05),0 26px 50px -22px rgba(11,31,58,.28)}
/* plain / borderless block — pure whitespace grouping, no box */
.card-plain{background:transparent;border:0;box-shadow:none}
/* on mobile, centre feature blocks + their icons so they align with centred section headings */
@media(max-width:600px){
  .card-plain{text-align:center}
  .card-plain .feat-ic{margin-left:auto;margin-right:auto}
}
.card-plain.card-pad{padding:8px}
/* hairline card when separation is genuinely needed */
.card-line{background:#fff;border:1px solid var(--color-border);border-radius:22px;box-shadow:none}

/* editorial feature icon (borderless) */
.feat-ic{width:58px;height:58px;border-radius:16px;background:var(--color-accent-wash);display:flex;align-items:center;justify-content:center;color:var(--color-accent-deep);margin-bottom:18px}
.feat-ic svg{width:30px;height:30px}
/* centred feature blocks (mobile / process): keep icon tile centred */
.card-plain[style*="text-align:center"] .feat-ic,.text-center .feat-ic{margin-left:auto;margin-right:auto}

/* stat number */
.stat-num{font-family:'Space Grotesk',sans-serif;font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums;line-height:1}

/* ===== ADVISOR CTA (split: photo + call-to-action) ===== */
.cta-advisor{position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(135deg,#0B1F3A,#081627);color:#fff;display:grid;grid-template-columns:1fr;box-shadow:var(--shadow-xl)}
@media(min-width:820px){.cta-advisor{grid-template-columns:0.85fr 1.15fr}}
.cta-advisor .cta-photo{position:relative;min-height:260px;overflow:hidden}
.cta-advisor .cta-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 22%}
.cta-advisor .cta-photo::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,transparent 55%,rgba(11,31,58,.85) 100%),linear-gradient(0deg,rgba(11,31,58,.5),transparent 55%)}
@media(min-width:820px){.cta-advisor .cta-photo::after{background:linear-gradient(90deg,transparent 40%,rgba(11,31,58,.95) 98%)}}
.cta-advisor .cta-body{padding:clamp(32px,4vw,52px);position:relative;z-index:1}
/* mobile: stack CTA buttons full-width so they look balanced (not one wide + one narrow) */
@media(max-width:560px){
  .cta-advisor .cta-body .flex{flex-direction:column;align-items:stretch;gap:12px}
  .cta-advisor .cta-body .flex>a{width:100%;justify-content:center;text-align:center}
  /* hero + any button row that holds a gold CTA: stack full-width on mobile */
  .btn-row-mobile{flex-direction:column!important;align-items:stretch!important}
  .btn-row-mobile>a,.btn-row-mobile>button{width:100%;justify-content:center;text-align:center}
}
.cta-advisor .cta-tag{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:600;color:var(--color-accent-soft);margin-bottom:14px}
.cta-advisor .cta-tag .dot{width:8px;height:8px;border-radius:50%;background:#38d16a;box-shadow:0 0 0 4px rgba(56,209,106,.2)}
/* photo credit / name chip over the image */
.cta-advisor .cta-name{position:absolute;left:20px;bottom:18px;z-index:2;color:#fff}
.cta-advisor .cta-name b{display:block;font-family:'Space Grotesk',sans-serif;font-size:15px}
.cta-advisor .cta-name span{font-size:12px;color:rgba(255,255,255,.7)}

/* ===== TEAM GRID ===== */
.team-grid{display:grid;gap:22px;grid-template-columns:1fr}
@media(min-width:480px){.team-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:768px){.team-grid{grid-template-columns:repeat(3,1fr)}}
.team-card{text-align:center}
.team-photo{position:relative;border-radius:20px;overflow:hidden;aspect-ratio:4/5;background:var(--color-surface-2);box-shadow:var(--shadow-md)}
.team-photo img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease-out)}
.team-card:hover .team-photo img{transform:scale(1.05)}
.team-photo .team-wa{position:absolute;right:12px;bottom:12px;width:38px;height:38px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 18px -6px rgba(37,211,102,.7);opacity:0;transform:translateY(6px);transition:.25s var(--ease-out)}
.team-card:hover .team-wa{opacity:1;transform:none}
.team-card h3{font-family:'Space Grotesk',sans-serif;font-size:16px;color:var(--color-primary);margin:16px 0 2px}
.team-card p{font-size:12.5px;color:var(--color-ink-muted)}

/* ===== FLOATING ADVISOR CARD ===== */
/* ===== INTERCOM-STYLE CHAT: greeting card + round launcher ===== */
.chat-dock{position:fixed;right:20px;bottom:20px;z-index:46;display:flex;flex-direction:column;align-items:flex-end;gap:14px;pointer-events:none}
.chat-dock>*{pointer-events:auto}
@media(max-width:520px){.chat-dock{right:16px;bottom:16px}}
/* greeting card */
.chat-card{position:relative;width:min(300px,calc(100vw - 40px));background:#fff;border-radius:20px;box-shadow:0 18px 50px -12px rgba(11,31,58,.28);padding:18px 18px 16px;cursor:pointer;transform:translateY(16px) scale(.96);transform-origin:bottom right;opacity:0;visibility:hidden;transition:transform .4s var(--ease-out),opacity .35s,visibility .35s}
.chat-card.show{transform:none;opacity:1;visibility:visible}
.chat-card .cc-row{display:flex;gap:12px;align-items:flex-start}
.chat-card .cc-av{width:42px;height:42px;border-radius:50%;object-fit:cover;flex-shrink:0}
.chat-card .cc-msg{font-size:14px;line-height:1.5;color:var(--color-ink)}
.chat-card .cc-msg b{display:block;font-weight:700;color:var(--color-primary);margin-bottom:2px}
.chat-card .cc-meta{display:flex;align-items:center;gap:6px;font-size:11.5px;color:var(--color-ink-subtle);margin-top:12px;padding-left:54px}
.chat-card .cc-dot{width:7px;height:7px;border-radius:50%;background:#38d16a;flex-shrink:0}
.chat-card-close{position:absolute;top:-9px;right:-9px;width:24px;height:24px;border-radius:50%;background:var(--color-primary);color:#fff;border:2px solid #fff;cursor:pointer;display:flex;align-items:center;justify-content:center;line-height:1;z-index:2}
.chat-card-close svg{width:12px;height:12px}
/* round launcher */
.chat-launch{position:relative;width:60px;height:60px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 12px 30px -8px rgba(37,211,102,.6);cursor:pointer;transform:scale(0);transition:transform .35s var(--ease-out)}
.chat-launch.show{transform:scale(1)}
.chat-launch::before{content:'';position:absolute;inset:0;border-radius:50%;background:#25D366;opacity:.4;animation:fabPulse 2.4s ease-out infinite;z-index:-1}
.chat-launch:hover{transform:scale(1.06)}
/* legacy .advisor-fab (kept harmless if referenced) */
.advisor-fab{display:none}
.advisor-fab .af-wa{position:relative;width:46px;height:46px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;flex-shrink:0}
/* gentle attention pulse on the WA icon */
.advisor-fab .af-wa::before{content:'';position:absolute;inset:0;border-radius:50%;background:#25D366;opacity:.45;animation:fabPulse 2.2s ease-out infinite;z-index:-1}
@keyframes fabPulse{0%{transform:scale(1);opacity:.45}70%,100%{transform:scale(1.5);opacity:0}}
.advisor-fab .af-txt{line-height:1.2}
.advisor-fab .af-txt b{display:block;font-size:13.5px;color:var(--color-primary);font-weight:700}
.advisor-fab .af-txt span{font-size:11.5px;color:var(--color-ink-muted)}
.advisor-fab-close{position:absolute;top:-8px;left:-8px;width:22px;height:22px;border-radius:50%;background:var(--color-primary);color:#fff;border:2px solid #fff;font-size:12px;cursor:pointer;display:flex;align-items:center;justify-content:center;line-height:1;z-index:2}
@media(prefers-reduced-motion:reduce){.chat-launch::before{animation:none}}

/* process step connector */
/* ===== CONNECTED TIMELINE (How It Works) ===== */
.steps{position:relative;display:grid;gap:32px}
@media(min-width:768px){.steps{grid-template-columns:repeat(4,1fr);gap:0}}
/* the connecting rail behind the nodes (desktop) */
.steps::before{content:'';display:none}
@media(min-width:768px){
  .steps::before{display:block;position:absolute;top:31px;left:12.5%;right:12.5%;height:3px;border-radius:3px;background:var(--color-border);z-index:0}
  /* gold progress fill grows when section is in view */
  .steps::after{content:'';position:absolute;top:31px;left:12.5%;height:3px;border-radius:3px;background:var(--gold-metal);z-index:1;width:0;transition:width 1.6s var(--ease-out) .2s}
  .steps.visible::after{width:75%}
}
/* each step becomes a centered node card */
.steps>*{position:relative;z-index:2;text-align:center;padding:0 14px;transition:transform .3s var(--ease-out)}
@media(min-width:768px){.steps>*:hover{transform:translateY(-6px)}}
/* node dot — scoped to the horizontal .steps timeline only */
.steps .step-num{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:24px;background:#fff;color:var(--color-accent-deep);border:2px solid var(--color-border);box-shadow:var(--shadow-sm);transition:all .3s var(--ease-out);position:relative}
.steps>*:hover .step-num{border-color:var(--color-accent);background:var(--gold-metal);color:#3a2b08;box-shadow:0 10px 26px -8px rgba(200,148,60,.6);transform:scale(1.06)}
.steps .step-num::after{content:'';position:absolute;inset:-2px;border-radius:50%;border:2px solid var(--color-accent);opacity:0;transform:scale(.8);transition:all .4s var(--ease-out)}
.steps>*:hover .step-num::after{opacity:.5;transform:scale(1.28)}

/* process page: icon tile with small number badge */
.proc-ic{position:relative;width:64px;height:64px;margin:0 auto;border-radius:18px;display:flex;align-items:center;justify-content:center;background:var(--color-accent-wash);color:var(--color-accent-deep)}
.proc-ic svg{width:30px;height:30px}
.proc-ic .proc-n{position:absolute;top:-8px;right:-8px;width:24px;height:24px;border-radius:50%;background:var(--color-primary);color:#fff;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:12px;display:flex;align-items:center;justify-content:center;border:2px solid var(--color-bg)}

/* vertical numbered timeline — process page rows (.card-plain with step-num, NOT in .steps grid) */
.card-plain>.step-num{width:52px;height:52px;margin:0;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:20px;background:var(--color-accent-wash);color:var(--color-accent-deep);border:2px solid transparent;box-shadow:none;transition:all .3s var(--ease-out)}
.card-plain:hover>.step-num{background:var(--gold-metal);color:#3a2b08;box-shadow:0 8px 20px -6px rgba(200,148,60,.5)}
/* timeline-grid step node stays centred (overrides the vertical-row rule when inside .steps) */
.steps .card-plain>.step-num{width:64px;height:64px;margin:0 auto 18px;background:#fff;border:2px solid var(--color-border);box-shadow:var(--shadow-sm);font-size:24px}
.steps .card-plain:hover>.step-num{border-color:var(--color-accent);background:var(--gold-metal);color:#3a2b08}

/* video (knowledge) — 16:9 horizontal only */
.video-grid{display:grid;gap:22px;grid-template-columns:1fr}
@media(min-width:768px){.video-grid{grid-template-columns:repeat(3,1fr)}}
.video-card{position:relative;border-radius:18px;overflow:hidden;background:#000;cursor:pointer;aspect-ratio:16/9;box-shadow:0 12px 30px -18px rgba(11,31,58,.3);transition:transform .28s var(--ease-out),box-shadow .28s}
.video-card:hover{transform:translateY(-5px);box-shadow:0 26px 50px -22px rgba(11,31,58,.4)}
.video-card img{width:100%;height:100%;object-fit:cover;opacity:.92;transition:opacity .3s,transform .6s}
.video-card:hover img{opacity:1;transform:scale(1.05)}
.video-play{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;pointer-events:none}
.video-play span{width:56px;height:56px;border-radius:50%;background:var(--gold-metal);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px -6px rgba(200,148,60,.7)}
.video-meta{position:absolute;left:0;right:0;bottom:0;padding:18px 16px 16px;background:linear-gradient(0deg,rgba(0,0,0,.82),transparent);color:#fff}
.video-badge{position:absolute;top:12px;left:12px;padding:4px 10px;border-radius:999px;font-size:10px;font-weight:600;background:rgba(11,31,58,.85);color:#fff}
.lightbox{position:fixed;inset:0;z-index:100;background:rgba(8,16,28,.92);display:none;align-items:center;justify-content:center;padding:20px}
.lightbox.open{display:flex}
.lightbox-inner{width:min(960px,100%);aspect-ratio:16/9;position:relative}
.lightbox iframe{width:100%;height:100%;border:0;border-radius:14px}
.lightbox-close{position:absolute;top:-46px;right:0;color:#fff;background:none;border:none;font-size:28px;cursor:pointer}

/* floating whatsapp */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:45;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 12px 30px -8px rgba(37,211,102,.6);transition:transform .2s}
.wa-float:hover{transform:scale(1.08)}

/* mobile sticky CTA */
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:44;display:flex;gap:10px;padding:10px 14px;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-top:1px solid var(--color-border)}
@media(min-width:768px){.mobile-cta{display:none}}
.mobile-cta .btn-gold-pill,.mobile-cta .btn-outline-gold{flex:1;justify-content:center;padding:.75rem}

/* footer */
.site-footer{background:var(--color-primary);color:rgba(255,255,255,.82)}
.site-footer a{color:rgba(255,255,255,.72);transition:color .2s}
.site-footer a:hover{color:var(--color-accent-soft)}
.footer-grid{display:grid;gap:36px;grid-template-columns:1fr;padding-top:56px;padding-bottom:32px}
@media(min-width:768px){.footer-grid{grid-template-columns:1.6fr 1fr 1fr 1.2fr}}
.footer-h{font-family:'Space Grotesk',sans-serif;font-weight:600;color:#fff;font-size:14px;letter-spacing:.02em;margin-bottom:16px}
.footer-slogan{font-family:'Space Grotesk',sans-serif;font-size:13px;font-weight:500;letter-spacing:.02em;color:var(--color-accent-soft);margin-bottom:14px;max-width:320px}
.footer-social{display:flex;gap:10px}
/* contact column: icon + text rows */
.footer-contact{display:flex;flex-direction:column;gap:14px;font-size:13.5px}
.footer-contact a{display:flex;align-items:flex-start;gap:10px;line-height:1.4}
.footer-contact a svg{flex-shrink:0;margin-top:2px;color:var(--color-accent-soft);transition:color .2s}
.footer-contact a:hover svg{color:var(--color-accent)}
.footer-contact a span{padding-top:0}
.footer-social a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center}
.footer-social a:hover{background:rgba(230,182,96,.2)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;padding-bottom:20px;font-size:12.5px;color:rgba(255,255,255,.55)}

/* faq accordion */
.faq{border:1px solid var(--color-border);border-radius:16px;background:#fff;overflow:hidden}
.faq+.faq{margin-top:12px}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 22px;text-align:left;background:none;border:none;cursor:pointer;font-weight:600;font-size:15.5px;color:var(--color-primary)}
.faq-ic{flex-shrink:0;width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--color-accent-wash);color:var(--color-accent-deep);font-size:16px;transition:transform .25s}
.faq.open .faq-ic{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s var(--ease-out)}
.faq-a p{padding:0 22px 20px;font-size:14.5px;line-height:1.7;color:var(--color-ink-muted)}

/* calculator */
.calc-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.calc-tab{padding:10px 18px;border-radius:999px;border:1px solid var(--color-border);background:#fff;font-weight:600;font-size:14px;cursor:pointer;color:var(--color-ink-muted);transition:.2s}
.calc-tab.active{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}
/* mobile: main calculator tabs become an equal-width segmented control, single line */
@media(max-width:560px){
  #calcTabs{gap:4px;flex-wrap:nowrap;background:var(--color-surface-2);padding:5px;border-radius:14px}
  #calcTabs .calc-tab{flex:1;padding:11px 6px;font-size:13.5px;line-height:1;text-align:center;white-space:nowrap;border:none;background:transparent;border-radius:10px}
  #calcTabs .calc-tab.active{background:#fff;color:var(--color-primary);box-shadow:var(--shadow-sm)}
}
.calc-grid{display:grid;gap:28px;grid-template-columns:1fr}
@media(min-width:900px){.calc-grid{grid-template-columns:1fr 1fr}}
.field{margin-bottom:20px}
.field label{display:flex;justify-content:space-between;align-items:baseline;font-size:13.5px;font-weight:600;color:var(--color-ink);margin-bottom:8px}
.field .val{font-family:'IBM Plex Mono',monospace;color:var(--color-accent-deep)}
.field input[type=range]{width:100%;accent-color:var(--color-accent)}
.field input[type=number]{width:100%;padding:11px 14px;border:1px solid var(--color-border-strong);border-radius:10px;font-size:15px;font-family:'IBM Plex Mono',monospace}
.field input[type=number]:focus{outline:none;border-color:var(--color-accent)}
.calc-result{background:linear-gradient(135deg,#0B1F3A,#081627);color:#fff;border-radius:20px;padding:32px}
.calc-result .big{font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:44px;letter-spacing:-.02em;color:var(--color-accent-soft);font-variant-numeric:tabular-nums}
.calc-row{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:14px}
.calc-row:last-child{border-bottom:none}
.calc-row .k{color:rgba(255,255,255,.6)}
.calc-row .v{font-family:'IBM Plex Mono',monospace}

/* utility */
.grid-2{display:grid;gap:24px;grid-template-columns:1fr}
@media(min-width:768px){.grid-2{grid-template-columns:1fr 1fr}}
.grid-3{display:grid;gap:24px;grid-template-columns:1fr}
@media(min-width:768px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.grid-4{display:grid;gap:20px;grid-template-columns:1fr}
@media(min-width:560px){.grid-4{grid-template-columns:1fr 1fr}}
@media(min-width:1024px){.grid-4{grid-template-columns:repeat(4,1fr)}}
.text-gold{color:var(--color-accent-deep)}
.bg-soft{background:var(--color-surface-2)}
.divider{height:1px;background:var(--color-border);border:0;margin:0}

/* no gold divider graphic — replace with a plain faint hairline for editorial rhythm */
.gold-rule,.gold-rule-thick{height:0!important;border:0!important;border-top:1px solid var(--color-border)!important;background:none!important;box-shadow:none!important;margin:0!important;transform:none!important;opacity:1!important}
/* the thick seam right under the hero can disappear entirely */
.hero + .gold-rule-thick{display:none!important}

/* (process/steps timeline node styling is defined in the CONNECTED TIMELINE block above) */

/* language visibility (EN default) */
[data-lang]{display:none}
html[lang="en"] [data-lang="en"],
html[lang="zh"] [data-lang="zh"],
html[lang="ms"] [data-lang="ms"]{display:revert}

/* ===== LEAD-FORM POPUP (WhatsApp) ===== */
.lead-overlay{position:fixed;inset:0;z-index:120;background:rgba(8,16,28,.6);display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;pointer-events:none;transition:opacity .35s var(--ease-out),visibility 0s linear .45s}
.lead-overlay.open{opacity:1;visibility:visible;pointer-events:auto;transition:opacity .35s var(--ease-out),visibility 0s}
.lead-modal{width:min(460px,100%);max-height:90vh;overflow-y:auto;background:#fff;border-radius:22px;box-shadow:var(--shadow-xl);padding:28px 26px;transform:translateY(18px) scale(.98);transition:transform .38s cubic-bezier(.22,1,.36,1);position:relative}
.lead-overlay.open .lead-modal{transform:none}
/* mobile: bottom-sheet that slides up/down smoothly */
@media(max-width:520px){
  .lead-overlay{padding:0;align-items:flex-end}
  .lead-modal{max-height:92vh;border-radius:24px 24px 0 0;padding:24px 20px 22px;transform:translateY(100%);opacity:1;transition:transform .44s cubic-bezier(.32,.72,0,1),opacity .3s ease;will-change:transform}
  .lead-overlay:not(.open) .lead-modal{transform:translateY(100%)}
  .lead-overlay.open .lead-modal{transform:translateY(0)}
  /* little grab handle at the top of the sheet */
  .lead-modal::before{content:'';position:absolute;top:9px;left:50%;transform:translateX(-50%);width:38px;height:4px;border-radius:4px;background:var(--color-border-strong)}
  .lead-modal h3{margin-top:8px}
}
@media(prefers-reduced-motion:reduce){.lead-modal{transition:none}}
.lead-close{position:absolute;top:14px;right:14px;width:36px;height:36px;border-radius:50%;border:1px solid var(--color-border);background:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--color-primary)}
.lead-close svg{width:16px;height:16px}
.lead-modal h3{font-family:'Space Grotesk',sans-serif;font-size:21px;font-weight:700;color:var(--color-primary);letter-spacing:-.02em;margin-bottom:4px;padding-right:30px}
.lead-modal .lead-sub{font-size:13.5px;color:var(--color-ink-muted);margin-bottom:20px;line-height:1.5}
.lead-field{margin-bottom:14px}
.lead-field label{display:block;font-size:12.5px;font-weight:600;color:var(--color-ink);margin-bottom:6px}
.lead-field label .req{color:var(--color-danger)}
.lead-field input,.lead-field select,.lead-field textarea{width:100%;padding:12px 13px;border:1px solid var(--color-border-strong);border-radius:10px;font-size:15px;font-family:'Plus Jakarta Sans','Noto Sans SC',sans-serif;background:#fff;color:var(--color-ink);height:46px}
.lead-field textarea{height:auto}
.lead-field select{-webkit-appearance:none;appearance:none;cursor:pointer;padding-right:38px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%230B1F3A' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}
.lead-field input:focus,.lead-field select:focus,.lead-field textarea:focus{outline:none;border-color:var(--color-accent)}
.lead-field textarea{resize:vertical;min-height:64px}
/* segmented chips (e.g. sole prop / company) */
.lead-seg{display:flex;gap:8px;flex-wrap:wrap}
.lead-seg label{flex:1;min-width:96px;display:block;margin:0}
.lead-seg input{position:absolute;opacity:0;pointer-events:none}
.lead-seg span{display:block;text-align:center;padding:10px 8px;border:1px solid var(--color-border-strong);border-radius:10px;font-size:13.5px;font-weight:600;color:var(--color-ink-muted);cursor:pointer;transition:.18s}
.lead-seg input:checked+span{border-color:var(--color-accent);background:var(--color-accent-wash);color:var(--color-accent-deep)}
.lead-err{font-size:12px;color:var(--color-danger);margin:-6px 0 10px;display:none}
.lead-err.show{display:block}
.lead-submit{width:100%;justify-content:center;margin-top:6px;gap:8px}
.lead-note{font-size:11.5px;color:var(--color-ink-subtle);text-align:center;margin-top:12px;line-height:1.5}